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Monument in Wilbraham

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Benefits for Employees
IMPORTANT NOTICE

OPEN ENROLLMENT
APRIL 17 TO MAY 11, 2012

NOW IS THE TIME TO REVIEW YOUR INSURANCE NEEDS AND BUDGET
AND FIND OUT ABOUT WHAT'S NEW!


Please review the Employee Open Enrollment Flyer FY 2013  for important notices and information on benefits effective July 1, 2012. You can make changes to your enrollment from April 17 to May 11, 2012, for the July 1, 2012 to June 30, 2013 plan year.

Please attend an information meeting on Friday, April 20, 2012 in the Brooks Room at the Wilbraham Library.

Flexible Benefits Plan
The Town offers a Flexible Benefits Plan (Section 125, also known as "Cafeteria Plan"), which is not an insurance plan but a way to purchase insurance. It allows eligible employees to purchase group insurance (health, dental and life) with pre-tax payroll deductions, and also offers two separate Flexible Spending Accounts: a Medical Expense Account and a Dependent Care Account.

Please review the Summary Plan Description for more information on this plan.

Health Insurance
        
        The town offers plans from the following providers:

  • Blue Cross and Blue Shield offers the following plan options to active employees and retirees who are not eligible for Medicare:
                Network Blue NE
                BlueCareElect PPO
                
                        
  • Health New England offers the following plan options to active employees and retirees who are not elibile for Medicare:
                HNE Scantic Valley Exclusive HMO

                Additional Information when enrolling in Health New England:
                HNE Urgent Care Providers
                HNE Provider Lookup
                HNE Mobile Apps
                HNE Here To There Care Program
                HNE Formulary Lookup
                
                
  • Tufts Health Plan offers the following plan options to active employees and retirees who are not eligible for Medicare:
        
Health Insurance Rates for FY 2013*
        
        

Dental Insurance
Dental Insurance is offered through Blue Cross Blue Shield:
                Dental Blue Program 2

Group Life Insurance
The town offers a $2,000 term life insurance policy with a monthly premium of $1.68 of which the town pays 50% ($.84) and the employee pays 50% ($.84) of the premium monthly.


 
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